Decision made…

So…out of four choices….

1)    the house for rent:  850/month, 500 deposit, and probably about 400 in utilities, in town

2)    the apartment:  right under 700/month, 150 deposit, 200ish in utilities, 30 min commute

3)    a friend: 150/month, 45 min commute

4)    home with the parents, 200 in gas, 1 hour 15 min commute

After much calculation and some reasoning/rationalizing with one of my best friends, Alisa, I came to the conclusion that option 1, is out of the question, just too expensive for what we would get and would take all our extra money, defeating the purpose.  Option 2, where more reasonable, still didn’t allow us to save enough to pay off our credit cards within a reasonable amount of time.

So now it’s down to option 3 and 4.

Living with friends is hard…but what’s harder?  Being an adult and living with your parents or living with friends?

I know what living with friends can do, you have to work at it so you don’t ruin your friendship.  Sometimes you have to let some things go even though the bother you.  Or if you get on each other’s nerves, sometimes you just have to let it go. For the sake of the relationship, and the living situation.

My parents would probably just drive me insane.  Plus, the commute is further and did I mention my parents would drive me insane?  I mean, I can always take a break if I need to and come here.  But I think living here would just…drive me insane.

So, it’s option 3!  I’m living with a friend!  Dee, I hope you know how much living with friends changes things!  It’s not going to be a cakewalk!  Although we can walk…and eat cake…

So, by living with my friend Dee…and we’re hoping that this is only 3-4 months…Ed and I will be able to pay of our debt and then we can afford for him to quit his job in Florida and move to Mississippi.

And to clear that up:  We can’t afford to move and only have one income, so Ed is keeping his job in Florida, until we pay off some of our debt (we’re hoping only 3-4 months).  So yes, we will be living apart for a few months.  But by saving money and sacrificing some comforts, we’ll be able to pay off some of our debt and be able to afford more “luxuries” in the future, luxuries like…living together…soooo sad. 

We also hope to build our credit up real high so that if we decide we like teaching in Mississippi, we can possibly buy a house.  Because BUYing a house costs a lot less than renting, I’m talking the difference in 400$ mortgage on a 3/2 house or renting a 2/1 for 900$.  I know there are other costs when buying and if something breaks, we have to fix it.  But we wouldn’t buy until we had the second income and some other things in place, like a new couch, and a new computer, and of course some more serious things like, a down payment, etc.

So even though this is a difficult time, with the health of Ed’s dad deteriorating, we will be living apart, adding more stress.  But we’re trying to think long term benefits, so hopefully all this stress and being apart will pay off in the long run.

Here’s to hoping! (chugs a bottle of wine)